Hawking radiation is one of the most famous effects where quantum field theory combines successfully with general relativity. Since 1975 when Stephen Hawking uncovered it, this result has obtained a enormous consideration and has been derived in a lot of different ways. The idea is that, very near the horizon of a black hole, a pair of particles can be produced one of which falls into the hole and the other escapes to infinity and is seen as emitted radiation. The overall effect is to drain energy from the hole, as the pair is formed at its expenses, and its ultimate fate is to evaporate. The distribution of this radiation is practically thermal and a temperature and an entropy can be attached to the black hole. The entropy is proportional to the area of the black hole computed at the horizon, as also postulated by Jacob Bekenstein, and so, it can only increase. Thermodynamics applies to black holes as well. Since then, the quest to understand the microscopic origin of such an entropy has seen a huge literature production with the notable understanding coming from string theory and loop quantum gravity.
In all the derivations of this effect people generally assumes that the particles are free and there are very good reasons to do so. In this way the theory is easier to manage and quantum field theory on curved spaces yields definite results. The wave equation is separable and exactly solvable (see here and here). For a scalar field, if you had a self-interaction term you are immediately in trouble. Notwithstanding this, in the ’80 Unruh and Leahy, considering the simplified case of two dimensions and Schwarzschild geometry, uncovered a peculiar effect: At the horizon of the black the interaction appears to be switched off (see here). This means that the original derivation by Hawking for free particles has indeed a general meaning but, the worst conclusion, all particles become non interacting and massless at the horizon when one considers the Standard Model! Cooper will have very bad times crossing Gargantua’s horizon.
Turning back from science fiction to reality, this problem stood forgotten for all this time and nobody studied this fact too much. The reason is that the vacuum in a curved space-time is not trivial, as firstly noted by Hawking, and mostly so when particles interact. Simply, people has increasing difficulties to manage the theory that is already complicated in its simplest form. Algebraic quantum field theory provides a rigorous approach to this (e.g. see here). These authors consider an interacting theory with a term but do perturbation theory (small self-interaction) probably hiding in this way the Unruh-Leahy effect.
The situation can change radically if one has exact solutions. A classical theory can be indeed solved exactly and one can make it manageable (see here). A full quantum field theory can be developed in the strong self-interaction limit (see here) and so, Unruh-Leahy effect can be accounted for. I did so and then, I have got the same conclusion for the Kerr black hole (the one of Interstellar) in four dimensions (see here). This can have devastating implications for the Standard Model of particle physics. The reason is that, if Higgs field is switched off at the horizon, all the particles will lose their masses and electroweak symmetry will be recovered. Besides, further analysis will be necessary also for Yang-Mills fields and I suspect that also in this case the same conclusion has to hold. So, the Unruh-Leahy effect seems to be on the same footing and importance of the Hawking radiation. A deep understanding of it would be needed starting from quantum gravity. It is a holy grail, the switch-off of all couplings, kind of.
Further analysis is needed to get a confirmation of it. But now, I am somewhat more scared to cross a horizon.
V. B. Bezerra, H. S. Vieira, & André A. Costa (2013). The Klein-Gordon equation in the spacetime of a charged and rotating black hole Class. Quantum Grav. 31 (2014) 045003 arXiv: 1312.4823v1
H. S. Vieira, V. B. Bezerra, & C. R. Muniz (2014). Exact solutions of the Klein-Gordon equation in the Kerr-Newman background and Hawking radiation Annals of Physics 350 (2014) 14-28 arXiv: 1401.5397v4
Leahy, D., & Unruh, W. (1983). Effects of a λΦ4 interaction on black-hole evaporation in two dimensions Physical Review D, 28 (4), 694-702 DOI: 10.1103/PhysRevD.28.694
Giovanni Collini, Valter Moretti, & Nicola Pinamonti (2013). Tunnelling black-hole radiation with $φ^3$ self-interaction: one-loop computation for Rindler Killing horizons Lett. Math. Phys. 104 (2014) 217-232 arXiv: 1302.5253v4
Marco Frasca (2009). Exact solutions of classical scalar field equations J.Nonlin.Math.Phys.18:291-297,2011 arXiv: 0907.4053v2
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Marco Frasca (2014). Hawking radiation and interacting fields arXiv arXiv: 1412.1955v1